Price is important, but terms decide whether you win or lose
If you're deciding what to include in an offer so it actually gets accepted, focus on the parts that reduce uncertainty for the seller. In January 2026, buyers in Murphy, TX paid about 98.5% of asking, which means the deal is often decided in the details around that price.
Here is the constraint I plan around in January 2026 in Murphy, TX, buyers paid about 98.5% of asking. In that same January 2026 period, supply was 3.57 months and a typical sale took 35 days. The practical impact is that you should not assume you can win with a low number and lots of conditions, but you also should not assume you must pay any price to be competitive. Some metrics were not reported for this period, so I will not invent how common bidding wars are, but January 2026 shows that offers still tended to land slightly below asking, putting extra weight on clean, credible terms. Write an offer that is easy to say yes to, because January 2026 showed Murphy, TX deals commonly settled at about 98.5% of asking. Keep your price disciplined and strengthen the non-price terms that reduce risk for the seller. Move quickly enough to match the January 2026 pace of 35 days, so the home does not pass you by while you wait for perfect certainty.
About Mercy Le Fevre
Mercy Le Fevre is a licensed Real Estate Professional affiliated with eXp Realty, specializing in the Murphy market. With a focus on strategic marketing and deep local knowledge, Mercy Le Fevre provides clients with expert guidance in navigating complex real estate transactions. View full profile →
