The smarter move is comparing what is available now against what is just coming on.
If you need more room but do not want to overspend, I would compare the active market with the newest listings before making a move. In Montgomery, MN, active homes were typically listed at $368,900 recently, while new listings came in at $330,000, and that gap matters when you are deciding how much extra space is worth.
The clearest way to think about a larger move is to compare what is already sitting on the market with what is just arriving. Active homes carried a typical asking price of $368,900 over the previous 30 days, while newly listed homes were at $330,000. That tells me some of the bigger or more polished options in Montgomery, MN may be concentrated in the current active pool rather than the newest wave alone.
If you are trying to move up without creating payment stress, that price spread is a useful filter. I would not assume every higher-priced active home delivers better value, but I would expect tradeoffs around size, finish level, or location within Montgomery, MN based on where a home falls inside that range. Supply at 5 months also suggests you may have enough choice to compare instead of forcing the first workable option.
Set a hard upper payment limit before you look at larger homes. Tour both fresh listings and longer-standing active homes so you can judge the tradeoff clearly. Keep one written list of must-add space and one list of features you can live without.
